THE LAW OFFICES OF
of America Award
For Consultation Call 909.395.0909
204 N. San Antonio Ave.
Ontario, CA 91762
Welcome to the Law Offices of Foreclosure Lawyer Robert J. Spitz.
Are you late paying your mortgage? Have you fallen behind in payments and don’t know how you’re going to bring your mortgage current? Has a Notice of Default been filed?
If so, Mr. Spitz has more than 40 years’ experience helping residents of Ontario and throughout Southern California Stop Foreclosure proceedings!
If you are having a difficult time making your monthly mortgage payments and have received a Notice of Default, it is essential that you contact a highly experienced and caring attorney who can take immediate action to Stop Foreclosure Proceedings and help you remain in your home!
Call Ontario Foreclosure Attorney Robert J. Spitz at (909) 395-
Under California Law, lenders may begin the foreclosure process three months after filing a Notice of Default with the county recorder’s office.
If you have received a Notice of Default, you must take immediate action to prevent the loss of your home through a foreclosure sale. After a default has been filed with the county recorder’s office, you have a very limited time frame to save your home! If you wait until a sale date has been scheduled, it may be too late for Ontario Lawyer Robert Spitz to help you.
Attorney Robert Spitz will review your matter to determine which of the following options are most favorable based on your financial circumstances:
If together we determine that filing for Chapter 13 Bankruptcy will be beneficial and allow you to keep your house, Bankruptcy Attorney Robert Spitz will file a Bankruptcy Petition with the Court. At this point, an automatic stay will be issued.
Within 15 days of filing the Bankruptcy Petition, the debtor must file a repayment plan to ensure that those classified as priority creditors are paid. Upon approval of the repayment plan, monthly payments will be made to the Bankruptcy Trustee, who will then pay your creditors.
While first mortgage payments continue to be paid directly to the lender, second mortgages are incorporated into the repayment plan along with any past due payments or fees owing on the first mortgage.
If you comply with all of the requirements imposed by the Bankruptcy Court and make all of your required payments in a timely manner, the remaining debts will be discharged upon completion of the payment plan, including amounts owed on your second mortgage.
For information about how to stop foreclosure, please complete our Bankruptcy Case Evaluation Form. A representative from the Law Offices of Attorney Robert Spitz will contact you as soon as we have reviewed your information.
If you need immediate assistance or want to make an appointment for your free consultation, please call (909) 395-